Processor

Company: TCF National Bank
Location: Troy
Posted on: February 20, 2021

Job Description:

TCF National BankTCF is proud to be an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. ID: 2021-5057Location: US-MI-TroyCategory: OperationsPosition Type: Regular Full TimeOverview

TCF Bank is a premier Midwest bank offering consumer and commercial banking, trust and wealth management, and specialty leasing and lending products and services to consumers, small businesses and commercial clients. We are proud to be an equal employment opportunity employer.

Our team members will join other professionals that share the philosophy of making a positive impact. We are committed to building better communities by improving the quality of life in the communities we serve.

With TCF Bank, you will be part of a fast-paced, community-minded organization while enjoying excellent benefits and top career opportunities.

TCF National Bank and its affiliated companies (collectively TCF) is an equal employment opportunity employer. TCF's policy is not to discriminate against any applicant or employee because of race, color, religion, sex, pregnancy (including childbirth and related medical conditions), sexual orientation, gender identity, national origin, age, marital or familial status, genetic information, disability status, protected veteran or military status or any other characteristic protected by applicable law. TCF also prohibits harassment of applicants or employees based on any of these protected categories. TCF's policy is to take affirmative action to employ and to advance in employment all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status or other characteristic as required by applicable law.

TCF provides reasonable accommodations to applicants and employees with disabilities. If you need an accommodation or assistance in the application process, please contact TCF Human Capital Management at [1-833-HCM-8454 or [HCMSC@tcfbank.com].

Job Summary

JOB SUMMARY

Processors are responsible for the loan process once a complete application is received. The processor is the point of contact for the customer after initial application and aces as a liaison between the customer, MLO/MLA, Underwriter and Closer. They are required to collect documentation required to complete the mortgage application with the knowledge of underwriting requirements, agency and company guidelines. In addition, the Processor will review underwriting conditions, obtain additional requested documentation necessary for a final approval and prepare the loan for closing. Professional and effective communication with all parties both internal and external is expected at all times.

REQUIREMENTS
•High school diploma or equivalent required.
•1-3 years' experience in role is preferred.
•Working experience in mortgage loan origination system preferred.
•Working knowledge of AUS, appraisals, credit reports, flood certifications, 3rd Party verifications, title work and homeowners insurance.
•Must be detail oriented.
•Excellent organization skills.
•Effective listening, verbal and written communication skills.

RESPONSIBILITIES
•Receives and reviews new loan files.
•Processes mortgages for submission to Underwriting.
•Prepares files for the Closing Department.
•Effective Pipeline Management
•Pipeline size consisting of 30-40 loans
•Accurately maintaining estimated closing dates
•Provide accurate closing projections throughout the month
•Effective prioritize of actions to meet contract and rate lock expiration dates
•Consistent and effective updates for all loans
•Maintains knowledge of bank's residential loan policy, interest rates, closing costs and credit granting standards.
•Contribute to the team's overall productivity as appropriate, helping co-workers when possible or as assigned.
•Maintaining the highest level of both quality and professionalism is expected at all times.
•Attends training seminars as required to further develop job skills.PI129398526

Keywords: TCF National Bank, Troy , Processor, Other , Troy, Michigan